NBT Bank is a community-focused financial institution serving seven Northeastern states, with a strong legacy in Upstate New York. As part of its broader commitment to community development, NBT Bank actively supports affordable housing through targeted lending and investment initiatives. To date, NBT Bank has financed more than 140 affordable housing construction projects totaling over $825 million, resulting in the creation of more than 6,000 affordable housing units. These efforts reflect the bank’s dedication to addressing housing needs in the communities it serves. In 2022, NBT Bank launched the NBT CEI-Boulos Impact Fund, a $10 million real estate equity investment fund focused on high-impact commercial real estate projects that benefit low- and moderate-income individuals and neighborhoods. This initiative complements the bank’s lending activities and reinforces its role in fostering inclusive economic growth. Through strategic partnerships and a sustained focus on housing finance, NBT Bank continues to contribute meaningfully to the expansion of affordable housing across the Northeast. For more information visit Home in the City Mortgage Program | NBT Bank. Member FDIC. Equal Housing Lender.