With over 30 years' experience, Merchants Capital is one of the nation’s top lenders for the refinance, acquisition, new construction and substantial rehabilitation of multifamily, affordable, and senior housing. Whether you are considering tax credit syndication, Freddie Mac, Fannie Mae, HUD/FHA insured or balance sheet financing, let our personalized services help you meet your financing objectives. Experience the creativity of a small lender, with all the capabilities of a large institution. Consistently one of the top ranked agency lenders in the nation, our licenses with Fannie Mae, Freddie Mac, and HUD/FHA, coupled with our bank balance sheet products, provide sponsors custom beginning-to-end financing solutions that adapt to an ever-changing market.