“If you build it, they will come.” With two instant payments services now live in the U.S. in RTP® and FedNow®, the mantra could apply. But as history has shown us, in most instances, it takes more than the simple construction and availability of something, like a new payments rail, to achieve reach, adoption, and use. For these rails and faster payments, it will require two things: 1. user trust, and 2. a strong user experience. Ensuring faster payments support the needs of the end user will reap huge benefits not only users, but the industry as a whole. This session will shed light on how financial institutions are currently leveraging faster payments to support consumers and businesses and their plans for the future, and how these efforts will deepen faster payments reach and create a boon of new faster payments adoption and use.