This session will focus on actions that State and County government can take to create a housing market in Hawai'i that is affordable to local households. The session will review impediments to developing affordable housing, current affordable housing policies, challenges to keeping housing units affordable, and potential policies to create a dedicated affordable housing market. Affordable housing should be viewed as infrastructure that is necessary for a thriving economy, healthy society, and perpetuation of our unique culture. By fostering a housing market that is affordable for local households, Hawai'i can cultivate a more resilient economy-retaining its local workforce and reducing susceptibility to economic downturns and fluctuations in financial markets.