The Family Law Attorneys' Guide to Retirement Accounts
Nanette Ignjatovic, CDFA Alpine Room
3:45 PM - 5:00 PMFri
Alpine Room
Speakers
Nanette Ignjatovic, CFP, CDFA, CQS, AWMA, CRPC
Divorce Financial Analyst & Certified QDRO Specialist
Utah Divorce Financials
Retirement accounts are often among the largest and most complex assets divided in divorce, yet many family law attorneys feel unsure navigating their nuances. This workshop provides a practical overview of retirement assets in divorce, including qualified plans (like 401(k)s and pensions), non-qualified executive compensation, and tax-advantaged accounts such as IRAs. We’ll break down the differences between defined contribution and defined benefit plans, explore the proper methods of division and transfer, and highlight key tax consequences attorneys need to anticipate. Attendees will also learn how to avoid liability risks by identifying common QDRO mistakes and understanding when outside expertise is critical. Whether negotiating settlement terms or drafting final orders, this session will help attorneys better protect their clients’ financial futures. Learning Objectives: 1. Differentiate between qualified, non-qualified, and tax-advantaged retirement accounts, and explain the implications of defined contribution vs. defined benefit plans in divorce. 2. Identify best practices for dividing retirement assets, including transfer methods, tax consequences, and when a QDRO is required. 3. Recognize common mistakes in settlement language and QDROs—and implement strategies to reduce attorney liability and protect client interests.