Investor sentiment toward the bank group has improved against hopes of a friendlier regulatory environment and more favorable outlook for credit quality and net interest margins. Most institutions will benefit from remixing of balance sheets as lower-yielding assets move off their books, but the banks whose margins outperform will be those that drive deposit costs lower without experiencing notable customer attrition. Credit quality continues to normalize across the industry, but the strongest institutions will avoid considerable credit deterioration. Hear the outlook for U.S. bank profitability and how banks are responding to lower interest rates, shifts in the competitive and regulatory landscape and slippage in credit quality, including in their CRE books. The session also explains how those dynamics are impacting institutions’ future strategies and capital raising and M&A activity.