Check fraud is now reportedly 2-4X from pre-pandemic levels, with certain institutions seeing a 10X spike when their institution is targeted. Not only are charge-offs an issue, but SARS are spiking, postal theft is surging, and claims recovery is challenging due to the rules of counterfeits, forgeries, and alterations. New solutions are available in 2024 to assist financial institutions identify more check fraud attempts and mitigate losses. But, have financial institutions done enough in 2024 to make a difference?