The future isn’t coming—it’s already here. With the growth of FedNow, RTP, and other instant rails, financial institutions have a narrow window to seize the competitive and revenue-generating potential of instant payments. But adopting a real-time strategy doesn’t have to mean a five-year roadmap or a complete core overhaul. In this fast-paced session, we’ll explore how financial institutions of all sizes can move quickly and intentionally to implement instant payments with monetization in mind. From value-added services like account validation and request for payment (RfP), to use cases like B2B payments, treasury management, and earned wage access—we’ll show how banks and credit unions can build a business case, generate new revenue streams, and serve both commercial and retail account holders in new, meaningful ways. Whether you're just beginning your instant payments journey or looking to take your strategy to the next level, this session will give you practical, actionable guidance to go fast—and get paid.