Nacha has begun implementing its 2022 Risk Management Strategy to combat Fraud in the network. The strategy has 3 major components (The role of the RDFI, Communication between FIs and Education). The strategy will be achieved though rule making, enhanced offerings for better FI to FI communication and awareness campaigns for users of the network. We will look at how the role of the RDFI is evolving with the fraud monitoring rules that are go into effect in 2026 but also what we can expect to see for RDFIs going forward. First Party Fraud is one area to keep an eye on. Enhancements to Nacha’s portal and even congress is looking at how can they make it easier for FIs to share information about fraud and scams. The last component of the strategy is about awareness and education; this session we will discuss efforts from Nacha but more importantly what we all need to do better to achieve success.