This moderated panel of payments experts explores how instant payments are moving from concept to production for small and midsized banks. Panelists will share measurable results from their instant payments experience at their organization, including concrete use cases (disbursements, loan & insurance payouts, A2A/corporate receivables, and consumer wallet inflows), and how to build a practical business cases for both receive only and send capabilities. The discussion will cover go-to-market approaches, how banks are working with partners to connect to the instant payment networks, risk/compliance considerations, and rapid steps banks can take to meet customer expectations while capturing deposits and revenue from instant payments.