Join us for this First Look at ACH fraud monitoring (offered again this afternoon as a Second Look for those with morning conflicts). Nacha’s new fraud monitoring requirements are more than a routine compliance update—they signal a shift toward measurable, proactive risk management across the ACH Network. But what does effective fraud monitoring look like in practice for both RDFIs and ODFIs? This interactive session goes beyond summarizing the Rule changes and focuses on how financial institutions can operationalize fraud monitoring. Using real-world fraud scenarios, participants will explore how suspicious activity can appear in ACH processing, identify potential monitoring gaps, and discuss how institutions can detect and respond to emerging risks. Through discussion and applied examples, attendees will gain a clearer understanding of what the Rules require, how responsibilities differ across network participants, and how to develop a monitoring approach that is both effective and defensible. Participants will leave better prepared to implement monitoring practices that support compliance while strengthening their institution’s fraud risk management program.