Brandon Krebs is a Senior Technical Product Manager at Jack Henry and associates with over 22 years of industry experience. He has spent the last 10 years in the real-time payments space, working on multiple real-time Person-to-Person (P2P) payment systems. Brandon is the subject matter expert for the Bill Pay, P2P, and (Account-to-Account) A2A products on the Payrailz platform. Prior to his time at Jack Henry, he oversaw the development and implementation of Zelle® for Fidelity Information Services (FIS), delivering the product to more than 130 financial institutions. He also designed and developed Disburse Pay, the FIS real-time disbursements product. Since joining Payrailz, Brandon has focused on creating connections to real-time payment rails, includeing the RTP® network from The Clearing House and the Federal Reserve's FedNow® service.