Marcia Klingensmith, a leading expert on instant payments, leverages her 20+ years of experience in financial services (Bank of America, Wells Fargo, Visa, FIS) to help financial institutions navigate the world of instant payments. Her background leading teams and bringing products to market provides a holistic view of the instant payments ecosystem, as well as hands-on experience delivering instant payments to market. Marcia is passionate about empowering institutions to thrive in this rapidly evolving landscape. She focuses on practical solutions, guiding banks through the entire process of instant payments implementation, from strategy to delivery.