I am the founder of DIWY Financial Planning, an advice-only RIA offering hourly financial planning to mass affluent and mass market clients. With over two decades of experience at firms including JPMorgan Chase, Morgan Stanley, Bloomberg, and HSBC, I launched DIWYFP in 2025 to help clients “plan for themselves, not by themselves.” My “do-it-with-you” approach emphasizes collaboration, education, empowerment, and transparency. I hold a BS in Electrical Engineering from Syracuse University and an MBA in Finance from Long Island University. Born in Brooklyn, NY, I’m the son of immigrants from Central America and the Caribbean. In 1999, I relocated from New York to California with my wife and two children. Since transitioning from corporate life, I split my time between California, New York, Florida, and Nevada. Outside of work, I enjoy travel, astronomy, cycling, mentoring, and spending time with family. I’m also drawn to wind-powered activities like paragliding and sailing small boats.