Gary Csontos is a Senior Examiner within Supervision + Credit at the Federal Reserve Bank of San Francisco. With over 26 years of experience as a safety and soundness examiner within the Federal Reserve System, he has been with the Federal Reserve Bank of San Francisco for 16 years and was formerly with the Federal Reserve Bank of Cleveland for 10½ years. In between stints with Federal Reserve Banks, Gary was employed with a regional bank for 14 years, starting in credit review, moving on to special assets, and finishing up as a corporate banking officer. Gary holds a graduate degree in banking from the Graduate School of Banking at Colorado, finishing with the highest aggregate test score in his class. He has resided in Paradise, Nevada since 2009.