Mr. Gregory is the Head of Commercial and Government Product Sales at TD Bank, America’s Most Convenient Bank®. TD Bank provides working capital management and payment processing solutions to commercial, government, corporate, and institutional enterprises. Prior to joining TD, Gregory was Director of Decision Support Consulting Services at Automated Financial Systems of Exton, PA. There, he worked with several of the top 50 U.S. banks to increase productivity, improve MIS, and enhance effectiveness in the Cash Management and Commercial Lending lines of business. Mr. Gregory is also former Chairman of NACHA's Bankers EDI Council and former Editor-in-Chief of Electronic Commerce Advisor, a Warren Gorham Lamont publication. Gregory did his undergraduate and graduate work at Drexel University in Philadelphia. Mr. Gregory resides in Swarthmore, Pennsylvania.