Joe is a dynamic leader in the payments industry, serving as Vice President of Community Issuers for the Northeast Region at Visa. This region consists of eight states: New York; New Jersey; and the six New England states. In this capacity, he leads a team of sales executives focused on maintaining and extending Visa’s partnerships with community banks and credit unions that deliver innovation and mutual growth. Joe’s journey with Visa began over eight years ago as an account executive responsible for managing the company’s relationships with key ecosystem partners that serve financial institutions of all sizes across the U.S. In 2020, he relocated to London to launch and lead business development teams in a newly formed global function focused on driving partnerships with issuer enablers across two of Visa’s regional businesses: Europe; and CEMEA (Central Europe, Middle East, and Africa). Before joining Visa, Joe worked for nearly 15 years at First Data Corporation - a global payments technology company (acquired by Fiserv in 2019) where he served in senior management. In addition, he co-led a cross-functional business team that re-defined the company’s U.S. Go-To-Market strategy in response to a major change in the nation’s regulatory environment. Earlier in his career, he managed business development and channel sales for a tech start-up. Prior to that, he spent a handful of years working in the U.S. government, primarily in the United States Congress. Joe and his family reside in the Washington, DC. area.