Nick is a passionate and award-winning technology innovator with a commitment to generating great customer experiences. For nearly two decades, he has worked to develop compelling visions of the future, and to build strategies to help businesses achieve their goals. Beginning his career in start-ups, Nick has led engineering and product teams through divestments and acquisitions, has crossed the chasm from challenger organization to incumbent world leader and has consistently built process and capability on-shore, near-shore and off-shore with the aim of delivering agile technology and product organizations. In 2018, his team won Best Mobile Payment Initiative at the Cards and Payments Awards. At the World Wide Web Consortium, Nick leads a global initiative to develop a common standard for making and taking payments over the open web, working with stakeholders like Google, Microsoft, Apple, American Express, Visa and MasterCard.