Tara Murphy, Director of Client Services at COCC, brings 20 years of experience in the financial industry, including 16 years with COCC. Throughout her career, she has specialized in digital banking and payments, partnering closely with financial institutions to shape treasury strategies, modernize operational models, and expand commercial banking capabilities. As an ACH Accredited Professional (AAP), Tara blends deep technical expertise with a practical, client‑centric approach, helping institutions navigate the evolving payments landscape. She is passionate about empowering organizations to grow their treasury business through thoughtful planning, optimized digital experiences, and a strong understanding of customer needs.