Laura Grapstul is a seasoned financial crimes compliance executive with expertise in OFAC sanctions, BSA/AML regulation, and regulatory program transformation. As Vice President and BSA & OFAC Officer at Columbia Bank, she leads enterprise wide compliance initiatives spanning OFAC, KYC, Enhanced Due Diligence, regulatory reporting, and program transformation for efficiencies. Laura is known for translating complex regulatory expectations into practical, risk based frameworks that strengthen controls while supporting business growth. A strong advocate for process enhancement and responsible automation, Laura has implemented tiered risk customer models, optimized sanctions screening and investigative workflows, and led technology enabled improvements that enhance effectiveness, efficiency, and examiner readiness. Her scope also includes oversight of fraud risk, reinforcing the intersection of fraud, OFAC, and financial crime compliance. A Certified Anti Money Laundering Specialist (CAMS) and active ACAMS member, Laura brings a real world perspective to discussions on OFAC compliance, emerging risks, automation, and program evolution.