Merchants Capital
Gold
A national leader in multifamily housing finance, Merchants Capital offers direct balance sheet lending, FHA, Freddie Mac Targeted Affordable, and Fannie Mae Affordable debt platforms. MCC launched its tax credit equity syndications group, which in less than 3 years, has become a top 15 syndicator nationally. Merchants Capital maintains a servicing portfolio of over $26B with over $47B in total debt and equity production. Merchants Capital is headquartered in Carmel, Indiana with offices in New York City, Washington DC, Chicago, Minneapolis-St. Paul, and Boston. MCC is an approved FHA Mortgagee and is an approved Multifamily Accelerated Processing (MAP) lender for HUD. MCC is a Fannie Mae Affordable Lender, a Freddie Mac Optigo® Targeted Affordable Housing (TAH) Seller/ Servicer, a Federal Housing Administration (FHA) MAP LEAN and LIHTC Pilot Lender, and a Ginnie Mae Issuer/ Servicer. MCC is also a Rural Housing Service (RHS) approved lender for the Section 538 program. The company is a Government National Mortgage Association (GNMA) Issuer of Mortgage Backed Securities (MBS). These agencies offer secondary market programs that provide a full range of loan structures for multifamily rental projects and health care facilities. Merchants Capital is also a fully integrated tax credit equity syndicator. Our syndication platform, paired with our comprehensive suite of debt offerings, allows us to deliver best in class financing on all aspects of affordable housing transactions. The tax credit equity team specializes in tax-advantaged affordable housing projects with Section 42 Low-Income Housing Tax Credits (LIHTC) and all funds are underwritten and serviced in-house. Through these programs, MCC can provide acquisition, refinance, rehabilitation and new construction loans paired with tax credit equity. These programs offer competitive long-term, fixed-rate loans that will meet the needs of our clients. Through its parent company (Merchants Bank), MCC can offer floating and fixed rate interim construction and acquisition/rehab loans.