• Nearly 25 years serving as a safety and soundness examiner within the Federal Reserve System, currently with the Federal Reserve Bank of San Francisco for over 14 years, and formerly with the Federal Reserve Bank of Cleveland for 10½ years. • In between stints with Federal Reserve Banks, employed with a regional bank for 14 years starting in credit review, moving on to special assets, and finishing up as a corporate banking officer. • Graduate degree in banking from the Graduate School of Banking at Colorado • Residing in Paradise, Nevada since 2009.